This report explores how utilities, researchers, and consumers could benefit from a lower cost approach to submetering using non-intrusive load monitoring (NILM). NILM is a process of using data from a single point of monitoring, such as a utility smart meter, to provide an itemized accounting of end use energy consumption in residential and small commercial buildings. Pacific Northwest National Laboratory (PNNL) prepared this report for the Bonneville Power Administration (BPA). PNNL participated in an advisory group as part of a research project sponsored by the U.S. Department of Energy (DOE), the Bonneville Power Administration, and the State of Washington. The Electric Power Research Institute (EPRI) convened the advisory committee for two workshops held to identify ways in which NILM may be used. PNNL, on behalf of DOE, helped to cosponsor the first of these workshops. Results of an end-use monitoring study of a bank branch conducted by PNNL are also presented for purposes of illustrating the need for better data in energy savings modeling (DOE 2013a).